There is a proposal for compulsory occupational disability insurance (aov) for self-employed persons without employees. The idea: an income-related premium of a maximum of 200 euros per month. "This is bullying self-employed people." </p><div> <div class="paragraph paragraph--type--paragraph-text"> <p>On behalf of the Labor Foundation, Etienne Buijs confirms that there is a 'development direction' of the plans among the supporters. He does this as a result of reporting by the Financieele Dagblad, which writes that there is an agreement. But that is to be said, Buijs emphasizes: "There is no agreement yet."
That is also what Peter van den Bunder of the Kunstenbond told RTL Z. He emphasizes that this is really a proposal. “We are now assessing how this goes for our supporters. They consider affordability to be very important. And this proposal is completely unaffordable for our supporters.”
</div> <div class="paragraph--grey-box paragraph paragraph--type--paragraph-text"> The Labor Foundation is a national consultative body that consists of two parties: the central organizations of employers and those of employees. They have been instructed by Minister Wouter Koolmees (Social Affairs and Employment) to make a proposal for a legal insurance obligation against disability for self-employed persons without employees. In this case, self-employed organizations also participate. </div> <div class="paragraph paragraph--type--paragraph-text"> <h2 dir="ltr">Maximum of 200 euros per month</h2>
The proposal states, among other things, that the premium of the insurance depends on your income and amounts to a maximum of 200 euros gross per month. This is much more expensive for salaried employees. According to insurer De Goudse, employers pay an average of 250 euros per month for the state pension of their employee.
An artist does not earn much, says Van den Bunder. “With an annual income of 17,000 euros and two years of waiting time, you end up with a monthly premium of around 100 euros. That is far too much, the first reactions show.”
Maximum payment of 1650 euros
The maximum benefit of the self-employed person with a pension is also a lot lower than that of employees, namely 1650 euros gross per month. This should keep the insurance ‘affordable’. Employees can receive a maximum of 3500 euros per month.
Self-employed persons may also take out supplementary insurance. That is possible at an insurer.
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